Loading...
Score0/20
5% · Q1/20
Challenge Mode — Every Answer Counts
Question 1 of 20

You want to check your own credit score to see where you stand. What will happen to your credit score?

Reading time...
Explanation
Checking your own credit score or report is classified as a soft inquiry, which has absolutely no effect on your credit score regardless of how often you do it. Only hard inquiries — those initiated by a lender when you apply for credit — can temporarily lower your score. Monitoring your own credit regularly is actually considered a smart financial habit and will never cost you points.
Next Question →

Financial advisors often recommend checking your credit report at least once per year through AnnualCreditReport.com, the only federally authorized source.