Credit repair companies can legally remove accurate negative information from your credit report if you pay them enough. True or false?

The Credit Repair Organizations Act specifically prohibits credit repair companies from promising to remove accurate information from credit reports. The only items that can be legally removed are those that are inaccurate, unverifiable, or reported in violation of the Fair Credit Reporting Act. Any company that guarantees removal of legitimate negative items is engaged in deceptive practices. Consumers can dispute inaccurate items themselves for free directly through the credit bureaus — the same process a repair company would use.